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As tuition increases make higher education harder and harder for average American families to afford, more and more are now forced to consider "mortgaging the farm" to get kids through college. The average college grad leaves school with $20,000 debt collar wrapped around his or her diploma, and while this is not a catastrophic sum, the question of where to draw the line concerning college debt is certainly an important one for students and parents to consider, especially during uncertain economic times. An interesting and informative article by Kim Clark in U.S. News and World Report discusses the details: One third of all new bachelor's degree recipients in June of 2008 started their working lives without owing a penny in federal or private educational debt. Only 10 percent of last year's graduates owed more than $40,000, according to the lead author of the report, College Board researcher Patricia Steele. (She did not count credit card debt or other nonedu...

As tuition increases make higher education harder and harder for average American families to afford, more and more are now forced to consider "mortgaging the farm" to get kids through college. The average college grad leaves school with $20,000 debt collar wrapped around his or her diploma, and while this is not a catastrophic sum, the question of where to draw the line concerning college debt is certainly an important one for students and parents to consider, especially during uncertain economic times. An interesting and informative article by Kim Clark in U.S. News and World Report discusses the details: One third of all new bachelor's degree recipients in June of 2008 started their working lives without owing a penny in federal or private educational debt. Only 10 percent of last year's graduates owed more than $40,000, according to the lead author of the report, College Board researcher Patricia Steele. (She did not count credit card debt or other nonedu...